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car accident Tag

Kelly + Singh Lawyers LLP > Posts tagged "car accident"

Court of Appeal Signals Door Still Open For Social Host Liability

Williams v. Richards social host liability personal injury law kelly singh lawyers

As we once again enter another festive season, many of us look forward to attending and socially hosting get-togethers with friends, family and colleagues.  Alcoholic drinks are often consumed, and chances are that some guests may overindulge.  What risks is the social host of such a party assuming? The concern for social hosts usually relates to a guest who drinks too much, gets in their car and causes an accident in which they seriously injure or kill themselves, or other innocent users of the roadway. Liability to injured third parties against commercial establishments such as bars, that overserve drunken guests is well-established....

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Recent Divisional Court Ruling Another Blow To Injury Victims Rights

Div Court Ruling Deals Major Blow To Catastrophically Injured

In a recent Divisional Court ruling of Tomec v. Economical Mutual Insurance Company, the Panel has held that a limitation period expires for certain benefits that accident benefits claimants are entitled to even before they meet the requirements to be entitled to those benefits. In the case Ms. Tomec had applied for attendant care and housekeeping benefits from her own insurer after she was seriously injured in a car accident in September of 2008. Under the legislation in effect at that time, an accident victim is only entitled to these types of benefits for the first two years after an accident...

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Ontario Set To Expand The Scope Of Distracted Driving Offences

distracted driving

Effective January 1, 2019, local enforcement officers will have greater powers to crack down on any behavior that can be characterized as distracted driving. The list will be expanded to include behavior that goes beyond the usual “driving while using a hand-held device” infractions that are common now and have been for some years. So what else can constitute distracted driving? As per the Ontario government’s website, anything that causes a driver to be less focused on the road constitutes distracted driving. This will be a discretionary call to be made by enforcement officers, but distracted driving can include eating or...

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The Truth About Fraud Allegations In Personal Injury Claims

The Truth About Fraud Allegations In Personal Injury Claims

With a provincial election ramping up in Ontario, a campaign issue that seems to percolate to the surface every election year is high auto insurance premiums. As you may recall the current Ontario government had previously promised a rate reduction in premiums of up to 15% - this reduction never materialized. Instead what Ontarians received was a drastic reduction in the benefits they get for their premiums. Now Ontarians actually have to pay more, not less, to get the same coverages they used to get before. Insurer's will have the public believe that the high premiums are because of fraud....

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There’s Nothing Fair About Ontario’s “Fair Auto Insurance Plan” For Accident Victims

Neck Injury from Accident

Earlier this week the Ontario Government announced new proposed legislation to address auto insurance called "Ontario’s Fair Auto Insurance Plan”. This newly proposed legislation – the government claims -  will once and for all tackle high insurance premiums.  You have heard that promise before, repeatedly.   It’s perhaps no surprise that the Insurance Bureau of Canada, a national lobby group for insurance companies welcomes the latest changes. Previous government changes to the Insurance Act have reduced benefit amounts that accident victims can claim to minimal sums.   The Government very proudly announced that their plan means millions of tax payer dollars will be...

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Marijuana Legalization – Good or Bad For Accident Victims?

Marijuana Legalization in Ontario and Personal Injury

This Blog was written with contributions from Kirsten O’Brien, Patient Services Educator at Medical Marijuana Consulting. The forthcoming legalization of marijuana in the summer of 2018 will have wide ranging implications for the law in several areas, including personal injury law.  In this blog we consider marijuana legalization and its potential impact on roadway safety and personal injury victims. A major cause of motor vehicle accidents and serious injury is impaired driving. The legalization of marijuana will create new challenges for the government and police authorities. They will have to work quickly to ensure provisions are in place to identify and prevent...

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Auto Insurance Industry Reaps Profits As Accident Victims Pay The Price Of Reforms

Insurers Reap Profits while Accident Victims Pay

Starting in 1990, successive Ontario governments under pressure to reduce the rising costs of automobile insurance engaged in a long history of changing and amending the way that victims of car accidents would be compensated for their losses and obtain treatment on a timely basis.  The emphasis now was on “no-fault” or “accident benefits where the injured person’s own insurer would cover much of the treatment and economic losses suffered.  The right to sue negligent motorists still existed (“tort”), but in a very limited form. (Check out our blog on Five common myths About Making a Claim After a Car...

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Five Things To Know About Proving Chronic Pain In Personal Injury Cases

Chronic Pain

1) Chronic Pain Is A Long Term Pain Disorder That Can Arise After A Car Accident Or Personal Injury In many cases involving personal injury – whether it be a motor vehicle accident, a work accident or an insurance claim – the diagnosis of chronic pain syndrome or fibromyalgia may come up.  Generally, we are talking about an individual who suffers significant and disabling pain, yet the test reports (MRIs, CT scans etc.) don’t reveal a cause for the pain. While chronic pain syndrome typically refers to a localized pain in particular areas of the body, such as one’s neck, back or...

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Car Insurance System Failing According To Former Head Of WSIB

Car Insurance

Recently, the Ontario government quietly released a report called "Fair Benefits Fairly Delivered: A Review of the Auto Insurance System in Ontario". It’s the latest inquiry into Ontario’s car insurance regime.  As lawyers practicing personal injury law for many years, we’ve become intimately familiar with the complicated mess successive governments have created in their pursuit of balancing compensation for those who are injured, with keeping premiums affordable in a mandatory car insurance system. Some of the statistics in the report, authored by the former CEO of the Workplace Safety and Insurance Board (WSIB), Mr. David Marshall, are staggering. Ontario insurance companies...

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Is Your Car Insurance Company Violating Your Privacy Rights?

Auto Insurance Privacy Rights

If you are seriously injured in a car accident, there are two types of claims that can be made. One is the no fault claim from your own insurance company for accident benefits, and the other is a lawsuit or court claim, against the at fault driver. In Ontario, there are a number of very large insurance companies that sell car insurance, because of this sometimes your car insurance company may also be the same company that insures the person at fault for your injuries. Even though you can make two separate claims, it is the same insurance company behind the...

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