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motor vehicle Tag

Kelly + Singh Lawyers LLP > Posts tagged "motor vehicle"

There’s Nothing Fair About Ontario’s “Fair Auto Insurance Plan” For Accident Victims

Neck Injury from Accident

Earlier this week the Ontario Government announced new proposed legislation to address auto insurance called "Ontario’s Fair Auto Insurance Plan”. This newly proposed legislation – the government claims -  will once and for all tackle high insurance premiums.  You have heard that promise before, repeatedly.   It’s perhaps no surprise that the Insurance Bureau of Canada, a national lobby group for insurance companies welcomes the latest changes. Previous government changes to the Insurance Act have reduced benefit amounts that accident victims can claim to minimal sums.   The Government very proudly announced that their plan means millions of tax payer dollars will be...

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Auto Insurance Industry Reaps Profits As Accident Victims Pay The Price Of Reforms

Insurers Reap Profits while Accident Victims Pay

Starting in 1990, successive Ontario governments under pressure to reduce the rising costs of automobile insurance engaged in a long history of changing and amending the way that victims of car accidents would be compensated for their losses and obtain treatment on a timely basis.  The emphasis now was on “no-fault” or “accident benefits where the injured person’s own insurer would cover much of the treatment and economic losses suffered.  The right to sue negligent motorists still existed (“tort”), but in a very limited form. (Check out our blog on Five common myths About Making a Claim After a Car...

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Five Things To Know About Proving Chronic Pain In Personal Injury Cases

Chronic Pain

1) Chronic Pain Is A Long Term Pain Disorder That Can Arise After A Car Accident Or Personal Injury In many cases involving personal injury – whether it be a motor vehicle accident, a work accident or an insurance claim – the diagnosis of chronic pain syndrome or fibromyalgia may come up.  Generally, we are talking about an individual who suffers significant and disabling pain, yet the test reports (MRIs, CT scans etc.) don’t reveal a cause for the pain. While chronic pain syndrome typically refers to a localized pain in particular areas of the body, such as one’s neck, back or...

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Busting Five Common Myths About Making a Claim After a Car Accident

Insurance claim

In Ontario, we all know that driving a car without automobile insurance is against the law. The penalty for driving uninsured is hefty and the insurance slip is one of the very first things a police officer asks for if a motorist is ever pulled over.  Consequently, most Ontario drivers have insurance, but premiums in Ontario, and particularly in the GTA, are extremely high. Most people spend significant time annually rate shopping for the best price to be able to afford insurance. If you are a young driver under the age of 25, or live in a high risk area...

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Five Things a Jury Member Must Know for a Car Accident Trial

Jury Seats in Courtroom

Contrary to what you may have seen on your favourite legal drama series on TV, in a civil lawsuit in Ontario, including personal injury suits, lawyers and their clients will know very little about the jurors who decide their case.  They will know the juror’s name, occupation and will see what they look like in court when the juror’s name is called. Lawyers don’t get to question selected jurors, and only get to challenge up to 4 jurors, after which, whoever is left will be the ones to decide the case. Unfortunately, as a member of the Jury, there are...

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